As a dentist, you might have heard that SDC fines aren't insurable, or that your policy can't cover your clinic or staff, or that coverage doesn't extend beyond Singapore. At Howden, we challenge these norms and offer solutions like:
- Coverage for SDC fines related to malpractice.
- Protection for you as an individual dentist, with options to extend to your clinic and staff.
- Global coverage, excluding only the USA and Canada.
We provide comprehensive cover without higher premiums and even offer extended coverage into retirement at no extra cost. Our policy includes a 24-year run-off cover upon retirement or cessation of practice.
What Does Dental Malpractice Insurance Cover?
Here are key benefits included in your Howden policy:
- Costs and Settlements: Covers all aspects of a malpractice claim, from defense costs to settlements and damages.
- Clinic and Staff Coverage: Extends to cover your clinic and support staff in case of a claim.
- Legal Representation: Provides funds for experienced legal counsel and expert medico-legal advice.
- SDC Disciplinary Inquiries: Covers legal representation costs for SDC inquiries.
- SDC Fines: Pays fines imposed by the SDC, meeting policy conditions.
- Overseas Practice: Provides protection for work or practices abroad.
- International Claims: Covers claims from anywhere in the world except the USA and Canada.
- Teledentistry: Includes coverage for teledentistry services.
Provider Information
Howden partners with top providers in Dental Malpractice Insurance and places policies with Lloyd’s, known for its top-tier security and a strong rating from Standard & Poor’s, Fitch, and A.M. Best.