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General Insurance

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Risks are a part of our lives. Setbacks and unforeseen circumstances may happen to anyone and everyone. So why not minimise risk when you are able to do so?

General insurance enables both companies and individuals to protect themselves from various types of risks, which in turn allow them to carry out their daily operations and activities with a peace of mind.

Corporations & Businesses

Workmen’s Compensation – Covers employees in the organisation for work-related injuries and illnesses.  Mandatory under the Work Injury Compensation Act (WICA).

Public Liability – Protects your business against claims of third party property damage and bodily injury during the course of your business.

Directors’ and Officers’ Liability – Provides your directors and officers with liability coverage from any negligence, breach of duty or wrongful acts committed.

Professional Liability – Ensures that professionals are protected against any legal liabilities arising from negligence during the course of work. E.g. Doctors, Lawyers, Brokers, Consultants, Auditors, Accountants, Engineers etc.

Product Liability – Protects your business against legal liabilities due to product failure. Highly suited for manufacturers and suppliers.

Fidelity Guarantee – Indemnifies and covers the employer for monetary or property loss resulting from theft, fraud and dishonest acts by an employee.

Marine Cargo – Covers damages and losses to your cargo sustained during transit via sea, land or air conveyance.

Marine Hull – Mainly covers damages and losses to the hull of ship/vessel. It also insures machineries and collision risks.

Group Medical Coverage – Ensures that the well-being of all employees are taken care off. Plans may be tailored according to their designation and needs; e.g. Hospitalisation & Surgical, Medical outpatient, Dental and Travel benefits.

Foreign Worker Medical – Provides medical coverage and death benefit pay-out for foreign workers working in Singapore. 24 hour worldwide coverage.

Fire Insurance – Mainly covers fire-related damages such as explosions, gas leaks, spontaneous combustion, smoke, fire due to short circuits etc.

Business Package – Covers various business risks that may disrupt operations. Different packages may cater to different business industries. Packages generally include fire, theft, work injury, public liability, loss of money and other perils.


Travel – Allows you to have a peace of mind while travelling. Provides coverage against any travel inconveniences such as flight delays, baggage loss/delay issues, medical expenses and trip modifications.

Motor – Mandatory for all vehicle owners in Singapore. Safeguard against damages caused by accident, theft, fire, flood and third-parties.

Home – Ensures that your home and its contents are protected against unforeseen circumstances such as theft, fire and flood.

Medical – Provides adequate protection for your inpatient hospitalisation needs as well as outpatient (due to accident) medical reimbursement.

Maid – Covers your foreign maid/domestic helper in the event of accidents and illnesses. Includes death benefit, permanent disability benefit and medical/hospitalisation expenses etc.