Privacy & Policy
At ATA (S) Pte Ltd (“ATA (S)”), we respect the privacy and confidentiality of the personal data of our Clients, Associates, and others whom we interact with while providing our services. We are committed to implementing policies, practices and processes to safeguard the collection, use and disclosure of the personal data to provide us, in compliance with the Singapore Personal Data Protection Act (PDPA) 2012.
We have developed this Data Privacy Notice to assist you in understanding how we collect, use, disclose, process, protect and retain your personal data that is in our possession.
How We Collect Your Personal Data
Personal data refers to any information that can uniquely identify an individual person (a) on its own, or (b) when combined with other information. Under the PDPA, business contact information (e.g., full name, business address, business telephone number) is not considered as personal data so long as it is used strictly for business-to-business (B2B) transactions.
We collect your personal data when you:
- Enter into an agreement or contract with us to provide you with our consultancy and advisory services
- Register for and enrol in any of the online seminars that we conduct
- Respond to our marketing or promotion campaigns that may be through and authorised third party electronic direct mail (EDM) service provider
- Are referred to us by one of our clients for our services
- Enquire about our range of services
- Visit our website and leave behind your contact information through our “Quick Enquiry” form
- Communicate with us via emails, written correspondences, electronic messages, or calls
Types of Personal Data that We Collect About You
The types of personal data we collect about you include:
- Your general identification and contact information (name, address, telephone number, email address, date of birth, gender, marital status, nationality, occupation, etc.)
- Your NRIC/Passport’s last four characters for verification
How We Use Your Personal Data
- Confirm your identity and uniquely identify you
- Confirm the accuracy of the information collected
- Communicate with customers, members, and website visitors
- Enrolling you into our online seminars
- Process account payables/receivables
- Process billing, payment, and other credit-related activities
- Provide our consultancy and advisory services
- Communicate with you, especially with respect to your policy, updates, and changes\
- Provide you with ongoing services and respond to your queries or instruction
- Comply with all legal and regulatory requirements within and outside Singapore including disclosures to judicial, regulatory, government, statutory authorities, and industry entities
- Resolve complains, and handle requests for data access or correction
- Exercise any rights we may have in connection with the provision of insurance products and financial services to you
- Communicate with customers, members, and website visitors
- Respond to your inquiries and feedback to improve our quality of service
- Analyse the use of our products, services, or websites
Who We Disclose Your Personal Data To
- Any person in connection with any claims made by or against or otherwise involving our clients in respect of any insurance products and financial services
- Any financial consultant, bank partner, broker, introducer, or other intermediary (including their employees)
- Employers of our clients
- Any person who has undertaken to us or any member of our group of companies to keep such personal data confidential
- Any member of our group of companies, where such a disclosure is required for the provision of financial products or services to you
How We Manage the Collection, Use and Disclosure of Your Personal Data
Before we collect, use, or disclose your personal data, we will notify you of the purpose on why we are doing so. We will obtain written confirmation from you on your expressed consent. We will not collect more personal data than is necessary for the stated purpose. We will seek fresh consent from you if the original purpose for the collection, use or disclosure of your personal data has changed. Under certain circumstances, we may assume deemed consent from you when you voluntarily provide your personal data for the stated purpose, e.g., when you apply for a job with us by sending in your resume/CV containing personal information.
We may rely on exceptions to the need for consent under the PDPA for the collection, use or
disclosure of your personal data under the following circumstances (only those relevant to ATA (S) are included):
- The personal data is publicly available
- The personal data is disclosed by a public agency or disclosed to a public agency
- The personal data is necessary for any investigation or proceedings
- The personal data is necessary for evaluative purposes (e.g., determining the suitability of a job applicant for the job applied for)
- The personal data is necessary for the purpose of managing or terminating an employment relationship
- The personal data is necessary for a business asset transaction
Withdrawal of Consent
If you wish to withdraw consent, you should give us reasonable advance notice. We will advise you of the likely consequences of your withdrawal of consent, e.g., without your personal contact information we may not be able to inform you of future services offered by us. Your request for withdrawal of consent can take the form of an email or letter to us, or through the “Unsubscribe” feature in an online service.
We use “cookies” to collect information about your online activity on our website. A cookie is a small text file created by the website that is stored in your computer to provide a way for the website to recognise you and keep track of your preferences. The cookie makes it convenient for you such that you do not have to retype the same information again when you revisit the website or in filling electronic forms.
Most cookies we use are “session cookies,” which are automatically deleted from the hard disk of your computer at the end of the session. You may choose not to accept cookies by turning off this feature in your web browser. Note that by doing so, you may not be able to use some of the features and functions in our web applications.
We do not get consent on behalf of another individual. We only get consent from the individual who will be dealing directly with us.
How We Ensure the Accuracy of Your Personal Data
We will take reasonable steps to ensure that the personal data we collect about you is accurate, complete, not misleading and kept up to date. From time to time, we may do a data verification exercise for you to update us on any changes to the personal data we hold about you. If we are in an ongoing relationship with you, it is important that you update us of any changes to your personal data (such as a change in your mailing address).
How We Protect Your Personal Data
We have implemented appropriate information security and technical measures (such as data encryption, firewalls, and secure network protocols) to protect the personal data we hold about you against loss; misuse; destruction; unauthorised alteration/modification, access, disclosure; or similar risks.
We have also put in place reasonable and appropriate organisational measures to maintain the confidentiality and integrity of your personal data and will only share your data with authorised persons on a ‘need to know’ basis. When we engage third-party data processors to process personal data on our behalf, we will ensure that they provide sufficient guarantees to us to have implemented the necessary organisational and technical security measures and have taken reasonable steps to comply with these measures.
How We Retain Your Personal Data
We have a document retention policy that keeps track of the retention schedules of the personal data you provide us, in paper or electronic forms. We will not retain any of your personal data when it is no longer needed for any business or legal purposes.
We will dispose of or destroy such documents containing your personal data in a proper and secure manner when the retention limit is reached.
How You Can Access and Make Correction to Your Personal Data
You may write to us to find out how we have been using or disclosing your personal data over the past one year. Before we accede to your request, we may need to verify your identity by checking your NRIC or other legal identification document. We will respond to your request as soon as possible, or within 30 days from the date we receive your request. If we are unable to do so within the 30 days, we will let you know and give you an estimate of how much longer we require. We may also charge you a reasonable fee for the cost involved in processing your access request. If you find that the personal data, we hold about you is inaccurate, incomplete, misleading, or not up to date you may ask us to correct the data. Where we are satisfied on reasonable grounds that a correction should be made, we will correct the data as soon as possible, or within 30 days from the date we receive your request.
Transfer of Personal Data
Where there is a need to transfer your personal data to another country outside Singapore, we will ensure that the standard of data protection in the recipient country is comparable to that of Singapore’s PDPA. If this is not so, we will enter into a contractual agreement with the receiving party to accord similar levels of data protection as those in Singapore.
If you have any query or feedback regarding this Notice, or any complaint you have relating to how we manage your personal data, you may contact our Data Protection Officer (DPO) at: [email protected]
Any query or complaint should include, at least, the following details:
- Your full name and contact information
- Brief description of your query or complaint
We treat such queries and feedback seriously and will deal with them confidentially and within reasonable time.
Changes to this Data Privacy Notice
We may update this Data Privacy Notice from time to time. We will notify you of any changes by posting the latest Notice on our website. Please visit our website periodically to note any changes. Changes to this Notice take effect when they are posted on our website.