Personal health insurance is essential in Singapore as it provides crucial financial protection for individuals against high medical costs. With the rising expenses associated with healthcare services, having health insurance helps cover a range of medical expenses, including hospitalization, outpatient treatments, surgeries, and critical illness coverage.
The advantages of personal health insurance are numerous. Firstly, it alleviates the financial burden of unexpected medical emergencies, ensuring access to quality healthcare without the stress of excessive costs. Secondly, many policies offer additional benefits such as wellness screenings, preventive care, and health management programs, promoting overall well-being. Additionally, having health insurance can lead to faster access to medical services, as insured individuals may receive prioritized treatment in private healthcare settings.
Our range of healthcare plans include:
- Integrated Shield Plans: Enhanced plans that offer additional coverage on top of the basic MediShield Life, allowing for better hospital accommodation and treatment options.
- Global Medical Insurance: Comprehensive worldwide health coverage for individuals traveling or living abroad, covering medical expenses incurred outside of Singapore. May include preventive care, regular health screenings, and lifestyle management programs to promote overall health.
- Hospital Income Insurance Plans: Provide a daily cash benefit for each day of hospitalization, helping to cover additional expenses that may arise during a hospital stay.
